:root{--accent:#6b8e6f;--accent-dark:#4f6252;--bg:#f5f7f3;--bg-alt:#ead8ca;--text:#2a2a2a;--muted:#6a6a6a;--border:#d4c4b4;--font-display:"Syne",system-ui,sans-serif;--font-body:"DM Sans",system-ui,sans-serif;--space-2:0.5rem;--space-4:1rem;--space-6:1.5rem;--space-8:2rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--space-24:6rem;--radius-sm:0.375rem;--radius:0.75rem;--radius-lg:1.25rem;--radius-pill:999px;--shadow-sm:0 1px 3px rgba(42,42,42,0.06);--shadow-md:0 6px 24px rgba(42,42,42,0.1);--shadow-lg:0 18px 48px rgba(42,42,42,0.14);--transition:0.28s ease;--max-width:1200px;--header-height:4.5rem}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font-body);color:var(--text);background:var(--bg);line-height:1.65;font-size:clamp(0.95rem,0.9rem + 0.3vw,1.05rem)}h1,h2,h3,h4{font-family:var(--font-display);line-height:1.15;color:var(--text)}h1{font-size:clamp(2rem,1.5rem + 2.4vw,3.25rem)}h2{font-size:clamp(1.6rem,1.2rem + 1.6vw,2.4rem)}h3{font-size:1.35rem}h4{font-size:1.1rem}a{color:inherit;text-decoration:none;transition:var(--transition)}img{max-width:100%;height:auto;display:block}button{font-family:inherit}.container{width:92%;max-width:var(--max-width);margin-inline:auto}.section{padding:var(--space-20) 0}.section-alt{background:var(--bg-alt)}.section-accent{background:var(--accent);color:#fff}.section-accent h2,.section-accent h3{color:#fff}.section-dark{background:var(--text);color:#fff}.section-dark h2,.section-dark h3{color:#fff}.section-eyebrow{display:inline-block;font-size:0.85rem;font-weight:700;letter-spacing:0.05em;text-transform:uppercase;color:var(--accent);margin-bottom:var(--space-4)}.section-title{margin-bottom:var(--space-2)}.section-lead{color:var(--muted);font-size:1.1rem;margin-top:var(--space-6)}.btn{display:inline-flex;align-items:center;gap:0.5rem;padding:0.8rem 1.5rem;border-radius:var(--radius-pill);font-weight:600;cursor:pointer;border:2px solid transparent;transition:var(--transition);font-size:0.95rem}.btn-primary{background:var(--accent);color:#fff;border-color:var(--accent)}.btn-primary:hover{background:var(--accent-dark);border-color:var(--accent-dark)}.btn-outline{background:transparent;border-color:var(--accent);color:var(--accent)}.btn-outline:hover{background:var(--accent);color:#fff}.btn-secondary{background:#fff;color:var(--accent);border-color:#fff}.btn-secondary:hover{background:var(--accent);color:#fff}.btn-sm{padding:0.6rem 1.2rem;font-size:0.9rem}.btn-ghost{background:none;border:none;color:var(--accent);text-decoration:underline}.btn-ghost:hover{color:var(--accent-dark)}.card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);padding:var(--space-6);transition:var(--transition)}.card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.site-header{position:sticky;top:0;z-index:50;background:rgba(245,247,243,0.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--border);box-shadow:var(--shadow-sm)}.header-inner{display:flex;align-items:center;justify-content:space-between;height:var(--header-height)}.logo{font-family:var(--font-display);font-size:1.3rem;font-weight:700;color:var(--text)}.main-nav{display:flex;gap:var(--space-8);align-items:center}.main-nav a{color:var(--text);font-weight:500;position:relative}.main-nav a::after{content:"";position:absolute;bottom:-4px;left:0;width:0;height:2px;background:var(--accent);transition:width 0.3s ease}.main-nav a:hover::after{width:100%}.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:var(--space-4)}.nav-toggle span{width:24px;height:2px;background:var(--text);transition:var(--transition)}.form-group{margin-bottom:var(--space-6)}.form-group label{display:block;margin-bottom:0.4rem;font-weight:600;color:var(--text)}.form-group input,.form-group textarea{width:100%;padding:0.75rem 1rem;border:1px solid var(--border);border-radius:var(--radius-sm);font:inherit;color:var(--text);background:#fff;transition:var(--transition)}.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(107,142,111,0.1)}.form-error{display:block;color:#c0392b;font-size:0.85rem;min-height:1rem;margin-top:0.25rem}.form-checkbox{display:flex;align-items:flex-start;gap:var(--space-4)}.form-checkbox input{margin-top:0.3rem;width:auto;cursor:pointer}.form-checkbox label{margin-bottom:0;cursor:pointer}.cookie-banner{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:90;background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:var(--space-6);transform:translateY(140%);transition:var(--transition)}.cookie-banner.is-visible{transform:none}.cookie-banner-inner{display:flex;flex-direction:column;gap:var(--space-4)}.cookie-banner-text{color:var(--text);font-size:0.9rem}.cookie-banner-actions{display:flex;gap:var(--space-4);flex-wrap:wrap}.cookie-modal{position:fixed;inset:0;z-index:100;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,0.5)}.cookie-modal.is-visible{display:flex}.cookie-modal-panel{background:#fff;border-radius:var(--radius-lg);padding:var(--space-8);max-width:500px;max-height:90vh;overflow-y:auto;box-shadow:var(--shadow-lg)}.cookie-toggle{display:flex;justify-content:space-between;align-items:center;gap:var(--space-6);padding:var(--space-6) 0;border-bottom:1px solid var(--border)}.cookie-toggle:last-child{border-bottom:none}.switch{position:relative;display:inline-block;width:44px;height:24px;flex-shrink:0}.switch input{opacity:0;width:0;height:0}.slider{position:absolute;inset:0;background:#ccc;border-radius:999px;transition:var(--transition);cursor:pointer}.slider::before{content:"";position:absolute;height:18px;width:18px;left:3px;top:3px;background:#fff;border-radius:50%;transition:var(--transition)}.switch input:checked+.slider{background:var(--accent)}.switch input:checked+.slider::before{transform:translateX(20px)}.reveal{opacity:0;transform:translateY(16px);transition:opacity 0.5s ease,transform 0.5s ease}.reveal.is-visible{opacity:1;transform:none}.media{position:relative;overflow:hidden;border-radius:var(--radius-lg);background:linear-gradient(135deg,var(--accent) 0%,var(--bg-alt) 100%);aspect-ratio:4/3}.media img{width:100%;height:100%;object-fit:cover;display:block}.media-16x9{aspect-ratio:16/9}.media-21x9{aspect-ratio:21/9}.media-4x3{aspect-ratio:4/3}.media-1x1{aspect-ratio:1/1}.media-3x4{aspect-ratio:3/4}.media-2x3{aspect-ratio:2/3}.hero{padding:var(--space-16) 0}.hero-eyebrow{font-size:0.85rem;text-transform:uppercase;letter-spacing:0.05em;color:var(--accent);font-weight:700;display:inline-block;margin-bottom:var(--space-4)}.hero-title{margin-bottom:var(--space-6)}.hero-text{font-size:1.15rem;color:var(--muted);max-width:600px;margin-bottom:var(--space-8)}.hero-actions{display:flex;gap:var(--space-4);flex-wrap:wrap}.hl{color:var(--accent);font-weight:700}.hero-mosaic-container{display:grid;grid-template-columns:1.1fr 0.9fr;gap:var(--space-12);align-items:center}.hero-mosaic{display:grid;grid-template-columns:repeat(2,1fr);grid-auto-rows:150px;gap:var(--space-4)}.hero-mosaic .media:nth-child(1){grid-column:1;grid-row:1/3}.state-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--space-8);margin-top:var(--space-12)}.state-item{padding:var(--space-8);border-radius:var(--radius-lg);background:#fff;text-align:center;transition:var(--transition)}.state-item i{font-size:2.5rem;color:var(--accent);margin-bottom:var(--space-4)}.state-item h3{margin-bottom:var(--space-4)}.state-item:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}.split-block{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-12);align-items:center}.split-content{min-width:0}.split-reverse .media-block{order:-1}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--space-6);margin-top:var(--space-8)}.card-number{display:inline-block;font-family:var(--font-display);font-size:1.5rem;font-weight:700;color:var(--accent);margin-bottom:var(--space-4)}.price-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.price-card{position:relative;background:#fff;border:2px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8);transition:var(--transition)}.price-card:hover{border-color:var(--accent);box-shadow:var(--shadow-md);transform:translateY(-4px)}.price-card--featured{border-color:var(--accent);background:rgba(107,142,111,0.02)}.price-badge{position:absolute;top:-12px;right:20px;background:var(--accent);color:#fff;padding:0.25rem 0.8rem;border-radius:var(--radius-pill);font-size:0.8rem;font-weight:700}.price{font-size:2rem;font-weight:700;color:var(--accent);margin:var(--space-4) 0 0.25rem}.price-desc{color:var(--muted);font-size:0.9rem;margin-bottom:var(--space-6)}.price-features{list-style:none;margin:var(--space-6) 0}.price-features li{padding:0.5rem 0;border-bottom:1px solid var(--border);color:var(--muted);font-size:0.95rem}.testimonial-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.testimonial{background:rgba(255,255,255,0.08);border-left:4px solid var(--accent);padding:var(--space-8);border-radius:var(--radius);font-style:italic;color:#fff}.testimonial cite{display:block;margin-top:var(--space-4);font-style:normal;color:var(--accent);font-weight:600}.testimonial-disclaimer{text-align:center;opacity:0.7;font-size:0.9rem;margin-bottom:var(--space-8);color:#fff}.cta-band{text-align:center}.cta-band h2{margin-bottom:var(--space-4)}.cta-band p{font-size:1.05rem;margin-bottom:var(--space-8)}.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.trust-panel{background:#fff;padding:var(--space-8);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.trust-panel h3{display:flex;align-items:center;gap:var(--space-4);margin-bottom:var(--space-6)}.trust-panel i{color:var(--accent);font-size:1.5rem}.trust-list{list-style:none}.trust-list li{padding:var(--space-4) 0;border-bottom:1px solid var(--border);color:var(--text)}.trust-list li:last-child{border-bottom:none}.faq{margin-top:var(--space-8)}.faq-item{margin-bottom:var(--space-4);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}.faq-question{width:100%;text-align:left;padding:var(--space-6);background:#fff;border:none;cursor:pointer;font-weight:600;display:flex;justify-content:space-between;align-items:center;transition:var(--transition)}.faq-question:hover{background:var(--bg-alt)}.faq-question i{transition:var(--transition)}.faq-item.is-open .faq-question i{transform:rotate(180deg)}.faq-answer{max-height:0;overflow:hidden;transition:max-height 0.3s ease}.faq-item.is-open .faq-answer{max-height:500px}.faq-answer-inner{padding:var(--space-6);background:var(--bg-alt)}.faq-answer-inner p{margin:0}.timeline-v{display:grid;gap:var(--space-8);position:relative;padding-left:var(--space-8)}.timeline-v::before{content:"";position:absolute;left:11px;top:6px;bottom:6px;width:2px;background:var(--border)}.timeline-v .tl-step{position:relative}.timeline-v .tl-dot{position:absolute;left:-32px;top:0;width:24px;height:24px;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-size:0.8rem;font-weight:700}.bento{display:grid;grid-template-columns:repeat(12,1fr);gap:var(--space-6);margin-top:var(--space-8)}.bento-item{background:#fff;border-radius:var(--radius-lg);padding:var(--space-8);box-shadow:var(--shadow-sm);transition:var(--transition)}.bento-item:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.bento-item i{font-size:2rem;color:var(--accent);margin-bottom:var(--space-4)}.bento-item h3{margin-bottom:var(--space-4)}.bento-span-4{grid-column:span 4}.bento-span-5{grid-column:span 5}.bento-span-7{grid-column:span 7}.bento-span-8{grid-column:span 8}.bento-accent{background:var(--accent);color:#fff}.bento-accent h3{color:#fff}.bento-accent i{color:#fff}.data-table-wrapper{overflow-x:auto}.data-table{width:100%;border-collapse:collapse;margin-top:var(--space-6)}.data-table th,.data-table td{padding:0.75rem 1rem;text-align:left;border-bottom:1px solid var(--border)}.data-table thead th{background:var(--bg-alt);font-family:var(--font-display);font-weight:600}.framework-note,.disclaimer-note,.calc-note{color:var(--muted);font-size:0.9rem;margin-top:var(--space-4);font-style:italic}.tips-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.tip-card{text-align:center;padding:var(--space-8);background:rgba(255,255,255,0.5);border-radius:var(--radius-lg)}.tip-card i{font-size:2.5rem;color:var(--accent);margin-bottom:var(--space-4)}.tip-card h3{color:#fff;margin-bottom:var(--space-4)}.tip-card p{color:rgba(255,255,255,0.9)}.lf-quiz,.lf-calc,.lf-tabs,.lf-carousel{background:#fff;color:var(--text);border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8);margin-top:var(--space-6)}.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs{background:#fff;color:var(--text)}.lf-tablist{display:flex;flex-wrap:wrap;gap:0.5rem;border-bottom:1px solid var(--border);margin-bottom:var(--space-6)}.lf-tab{padding:0.6rem 1.1rem;border:0;background:none;cursor:pointer;font:inherit;color:var(--muted);border-bottom:2px solid transparent}.lf-tab.is-active{color:var(--accent);border-bottom-color:var(--accent);font-weight:600}.lf-panel{display:none}.lf-panel.is-active{display:block}.lf-panel p{margin-bottom:var(--space-4)}.lf-out{margin-top:var(--space-6);padding:var(--space-6);background:var(--bg-alt);border-radius:var(--radius);border-left:4px solid var(--accent);color:var(--text)}.calc-label{display:block;margin-bottom:var(--space-6)}.calc-label input[type="range"]{width:100%;margin-top:0.5rem;accent-color:var(--accent)}.calc-checkbox{display:flex;align-items:center;gap:var(--space-4);margin-bottom:var(--space-6)}.calc-checkbox input{width:auto}.contact-layout{display:grid;grid-template-columns:1.4fr 1fr;gap:var(--space-12);align-items:start;margin-top:var(--space-12)}.contact-form{background:#fff;padding:var(--space-8);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.contact-info-panel{background:#fff;padding:var(--space-8);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.contact-info-item{display:flex;gap:var(--space-6);padding:var(--space-6) 0;border-bottom:1px solid var(--border)}.contact-info-item:last-child{border-bottom:none}.contact-info-item i{font-size:1.25rem;color:var(--accent);flex-shrink:0;margin-top:0.2rem}.map-container{border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--border);margin-top:var(--space-8)}.map-container iframe{display:block;width:100%;height:450px;border:0}.disclosure-bar{background:var(--accent);color:#fff;padding:0.5rem 0;text-align:center;font-size:0.85rem;font-weight:500}.site-footer{background:var(--text);color:#fff;padding:var(--space-16) 0 var(--space-8)}.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--space-12);margin-bottom:var(--space-12)}.footer-brand strong{display:block;font-size:1.1rem;margin-bottom:var(--space-4)}.footer-brand p{margin:var(--space-4) 0;font-size:0.9rem;line-height:1.6}.footer-col h4{margin-bottom:var(--space-4)}.footer-col ul{list-style:none}.footer-col ul li{margin-bottom:0.5rem}.footer-col a{color:rgba(255,255,255,0.8);transition:var(--transition)}.footer-col a:hover{color:#fff}.footer-disclaimer{background:rgba(255,255,255,0.1);padding:var(--space-6);border-radius:var(--radius);font-size:0.85rem;line-height:1.6;margin-bottom:var(--space-8)}.footer-bottom{text-align:center;padding-top:var(--space-6);border-top:1px solid rgba(255,255,255,0.2);font-size:0.85rem;color:rgba(255,255,255,0.8)}.source-list{list-style:none;margin:var(--space-6) 0;display:grid;gap:var(--space-4)}.source-list li{padding:var(--space-4) 0;border-bottom:1px solid var(--border)}.source-list a{color:var(--accent);font-weight:600;text-decoration:underline}@media(max-width:768px){.nav-toggle{display:flex}.main-nav{position:fixed;inset:var(--header-height) 0 auto 0;flex-direction:column;background:#fff;padding:var(--space-6);box-shadow:var(--shadow-md);transform:translateY(-150%);transition:var(--transition);max-height:calc(100vh - var(--header-height));overflow-y:auto}.main-nav.is-open{transform:none}.main-nav a::after{display:none}.split-block,.split-reverse,.hero-mosaic-container,.contact-layout{grid-template-columns:1fr}.hero-mosaic{grid-template-columns:1fr;grid-auto-rows:120px}.hero-mosaic .media:nth-child(1){grid-column:1;grid-row:auto}.bento-item{grid-column:span 12 !important}.price-grid,.testimonial-grid{grid-template-columns:1fr}.state-grid{grid-template-columns:1fr}.card-grid{grid-template-columns:1fr}.container{width:90%}.faq-question{padding:var(--space-4)}.contact-form{grid-column:span 12}.contact-info-panel{grid-column:span 12}.form-group input,.form-group textarea{padding:0.6rem 0.8rem;font-size:16px}.btn-sm{padding:0.5rem 1rem;font-size:0.85rem}.section{padding:var(--space-12) 0}.hero{padding:var(--space-12) 0}.lf-quiz,.lf-calc,.lf-tabs{padding:var(--space-6)}.lf-tablist{gap:0.25rem}.footer-grid{grid-template-columns:1fr}.hero-actions{flex-direction:column}.hero-actions .btn{width:100%;justify-content:center}}

/* brand-guard-css-v3 — авто-страховка cookie-баннера и контраста (приложение) */
.cookie-banner{position:fixed !important;left:1rem;right:1rem;bottom:1rem;z-index:9000 !important;max-width:760px;margin-left:auto;margin-right:auto;background:#fff;color:#1a1a1a;border:1px solid rgba(0,0,0,.12);border-radius:12px;box-shadow:0 10px 40px rgba(0,0,0,.18);padding:1rem 1.25rem;transform:translateY(220%);transition:transform .32s ease}
.cookie-banner.is-visible,.cookie-banner--visible,.cookie-banner.show,.cookie-banner.active{transform:none !important}
.cookie-banner a{color:inherit;text-decoration:underline}
.cookie-banner button{cursor:pointer}
.cookie-modal{position:fixed !important;inset:0;z-index:9001 !important;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,.5);padding:1rem}
.cookie-modal.is-visible,.cookie-modal--visible,.cookie-modal.show,.cookie-modal.active{display:flex !important}
.cookie-modal-panel,.cookie-modal>div{background:#fff;color:#1a1a1a;max-width:480px;width:100%;border-radius:12px;padding:1.25rem;max-height:85vh;overflow:auto}
.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff !important;color:#1a1a1a !important}
.lf-quiz,.lf-calc{color:#1a1a1a !important}
.lf-quiz label,.lf-calc label,.lf-quiz p,.lf-calc p,.lf-quiz .lf-q-title,.lf-quiz span,.lf-calc span,.lf-out,.lf-result,.lf-tabs .lf-panel,.lf-tabs .lf-panel *{color:#1a1a1a !important}
.lf-out,.lf-result{background:#f3f4f2 !important;border-color:rgba(0,0,0,.12) !important}
.lf-quiz .lf-opt{color:#1a1a1a !important}
.lf-quiz .lf-opt.is-sel{color:#fff !important}